Last Updated: January 1, 2025
Welcome to Kyo Finance Shop. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Kyo Finance Shop ("Company," "we," "us," or "our"), registered in France with company registration number 02941968, located at 21 Lempi Break, South Gregory, NT 2976, France.
By accessing or using our website at https://kyo-finance.com and any related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Services after changes are posted constitutes acceptance of the modified Terms.
By using our Services, you represent and warrant that:
If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
To access certain features of our Services, you must create an account. When registering, you agree to:
You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. We recommend using a strong, unique password and enabling any available two-factor authentication features.
You agree not to:
We reserve the right to suspend or terminate your account at any time for violations of these Terms, fraudulent activity, or any other reason at our sole discretion. Upon termination, your right to use the Services immediately ceases.
We strive to provide accurate product descriptions, images, and pricing. However, we do not warrant that product descriptions, images, pricing, or other content is accurate, complete, reliable, current, or error-free.
Digital products and services are provided "as is" and may be subject to updates, modifications, or discontinuation without notice.
All prices are displayed in the currency indicated on the website and are subject to change without notice. We reserve the right to:
If a price error occurs after you place an order, we will notify you and give you the option to proceed at the correct price or cancel the order.
Product availability is subject to change. We cannot guarantee that products displayed on the website will be available when you place an order. If a product becomes unavailable after you order, we will notify you and provide a refund or offer an alternative product.
Your order constitutes an offer to purchase products or services. We reserve the right to accept or reject any order for any reason, including but not limited to:
A contract is formed only when we send you an order confirmation email. Order confirmation does not guarantee that we will be able to fulfill your order.
We accept various payment methods as indicated during checkout. By providing payment information, you represent and warrant that:
Payment processing is handled by third-party payment processors. We do not store complete credit card information on our servers.
By placing an order, you authorize us to charge your payment method for the total amount of your order, including products, shipping, taxes, and any other applicable fees.
We may perform authorization checks to verify payment information and may refuse orders if payment authorization fails or if we suspect fraudulent activity.
You are responsible for all applicable taxes, duties, and customs charges. Prices displayed on our website may or may not include taxes, depending on your location and local regulations.
For digital products, delivery typically occurs immediately after payment confirmation via email or download link. You are responsible for providing an accurate email address and ensuring your email filters do not block our communications.
For physical products (if applicable), we will ship to the address you provide during checkout. Delivery times are estimates and not guaranteed. We are not responsible for delays caused by shipping carriers or circumstances beyond our control.
Risk of loss and title for physical products pass to you upon delivery to the shipping carrier. You are responsible for filing claims with shipping carriers for lost or damaged shipments.
All content on our website, including but not limited to text, graphics, logos, images, audio clips, video, data compilations, software, and the compilation thereof (collectively, "Content"), is the property of Kyo Finance Shop or our licensors and is protected by copyright, trademark, and other intellectual property laws.
Our trademarks, service marks, and trade names, including "Kyo Finance Shop" and our logo, may not be used without our prior written consent.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes in accordance with these Terms. This license does not include:
If you submit reviews, comments, feedback, or other content ("User Content"), you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.
You represent that you own or have rights to any User Content you submit and that it does not violate any third-party rights or applicable laws.
You agree not to engage in any of the following prohibited activities:
Violation of these prohibitions may result in immediate termination of your account and legal action.
Our Services may contain links to third-party websites, applications, or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of third-party sites.
We may use third-party service providers to facilitate our Services, including payment processors, analytics providers, and customer support tools. These third parties have access to your information only to perform specific tasks on our behalf and are obligated to protect your information.
Your interactions with third-party services are governed by their respective terms and policies. We encourage you to review the terms and privacy policies of any third-party services you access.
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
We do not warrant that:
Content provided through the Services is for informational purposes only and does not constitute professional financial, legal, or technical advice. You should consult appropriate professionals for specific advice tailored to your situation.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, KYO FINANCE SHOP AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:
OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM OR RELATED TO THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE SIX MONTHS PRECEDING THE CLAIM, OR €100, WHICHEVER IS GREATER.
Some jurisdictions do not allow limitation of liability for certain damages, so some limitations may not apply to you.
You agree to indemnify, defend, and hold harmless Kyo Finance Shop and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from or related to:
We reserve the right to assume exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate with our defense.
These Terms are governed by and construed in accordance with the laws of France, without regard to conflict of law principles.
Any disputes arising from or related to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts located in France. You consent to personal jurisdiction in these courts.
Before filing any formal legal action, you agree to contact us at +9774485559085 to attempt to resolve the dispute informally. We will work in good faith to resolve disputes amicably.
You may terminate your account at any time by contacting customer support or using account closure features available in your account settings.
We may suspend or terminate your access to the Services immediately, without notice, for:
Upon termination:
These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Kyo Finance Shop regarding the Services.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.
Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision. Any waiver must be in writing and signed by an authorized representative.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms at any time without notice or consent.
We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, government actions, or internet/telecommunications failures.
No agency, partnership, joint venture, or employment relationship is created between you and Kyo Finance Shop as a result of these Terms or your use of the Services.
These Terms are written in English. Any translations are provided for convenience only. In case of conflicts, the English version prevails.
If you have questions about these Terms or need to contact us for any reason, please reach out:
Kyo Finance Shop
21 Lempi Break
South Gregory, NT 2976
France
Phone: +9774485559085
Company Registration: 02941968
Business Hours: Monday - Friday, 9:00 AM - 6:00 PM (Central European Time)
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.